Here at the April Gainer Insurance Agency in Memphis, TN, our priority is to ensure your most precious investments are well-protected. As trusted experts in the field, we often encounter homeowners who are blissfully unaware of the details of their home insurance policy. One critical question that you should ask yourself is: are you fully covered?
Understanding Your Current Home Insurance Coverage
As a homeowner in Memphis, the first step in evaluating your home insurance is to understand what your current policy covers. Typical home insurance policies offer coverage for the structure of your home, personal belongings, legal responsibilities due to injuries or property damage to others, and additional living expenses if you’re temporarily unable to live in your home due to a covered disaster.
Does Your Home Insurance Cover Everything?
Whilst your insurance policy may seem extensive, there are certain disasters like floods and earthquakes that standard home insurance does not cover. To fully protect your home, it’s important to consider additional coverages, such as flood or earthquake insurance, depending on your location and the associated risks.
Identify Your Coverage Needs with April Gainer Insurance Agency
At our agency in Memphis, TN, we believe your coverage should be customized to your specific needs. Factors such as home-business operations, high-value items like jewelry or artwork, and frequent house guests can all impact the type and amount of coverage you might need. We encourage homeowners to consider these elements when evaluating their coverage
Ensure Comprehensive Protection with Your Home Insurance
At the end of the day, your home is not just one of your most significant assets, but it is also the place where memories are created. As such, ensuring you have comprehensive home insurance coverage is crucial. At the April Gainer Insurance Agency, we’re here to help you evaluate your current policy and ensure that you’ve got the coverage you need to protect both your home and your peace of mind.
